Rasulullah SAW bersabda mafhumnya :

“Meraka yang mencari harta dunia (kekayaan ) dengan jalan yang halal dan menahan dirinya dari meminta-minta (tidak menjadi pengemis ) dan berusaha mencari nafkah untuk keluarganya serta belas kasihan, kasih sayang terhadap jiran tetangganya, nescaya di hari kiamat kelak ia akan berjumpa dengan Allah dengan mukanya berseri-seri seperti bulan purnama pada waktu malam.” (Riwayat At-Tabrani)




Sunday, August 16, 2015

Things to consider when buy first property for investment

Sekadar berkongsi..

A few thing to take into consideration when buy 1st ppty for investment


1. Study strength n weakness off differ market of ppty ie undercons, subsale, auction

2. Find target area.. Identify strength weakness off location ie student area.. estimeted avg of level income (potential tenant) etc

3. Supply of ppty available within target location

4. Do homework.. viewing of several ppty.. upon viewing.. get as much as u can information about ppty... such as size, rental, layout, market value, bank loan etc

5. Prepare financial doc..

6. Base on eligibility loan.. find the best property.. maximise loan capability..
bear in mind.. LTV loan  for 1st n 2nd residential is 90%.. for 3rd onwards is 70%..  
7. Narrow down the target area.. ie focus on 10km radius from our home.. easy to managed.. but now we have subletter.. so another option for investor..

8.

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10.

Nnti tambah kemudian.. mata dah ngantuk..




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