SELAMAT DATANG KE BLOG PERSONAL KHAIRULNAWAWI

Many people head straight to their bank when it comes time to apply for a home loan, but finance experts warn, you may be missing out on significant benefits if you do. There are countless reasons why it pays to use a broker when shopping for your home loan, and even if you want to use your own bank for your mortgage, you can still use a mortgage broker to process paperwork and manage the application on your behalf.  1. Choice “The biggest advantage of a broker over a bank is choice,” she says. “When you sit in front of a broker you are sitting in front of 10+ banks 2. Experience Ask your lending manager how long they’ve been helping people with home loans, Simmons suggests. “Brokers often own their own businesses and are committed to their clients in the long term, with many years of industry experience,” 3. Specialisation If you’re looking for specialised assistance with your loan, it pays to talk to a specialised broker. For example if you’re starting property invest...

Shop Lot @ Pusat Komersil Seksyen 7 for Rent!! RM5500/month (Nego) Rental Deposit : 2month Utilities deposit : half of rental :: A Fine Location For BISNES :: A Shop Lot For Sale @ Pusat Komersial Seksyen 7, Shah Alam, Selangor :: Built up area 24' x 70' :: Behind Giant Hypermarket :: Behind UiTM, Plaza perabot Shah Alam, Mc Donald, Petron petrol station etc Pusat Komersial Seksyen 7 is an established area combining of residential and commercial lots, with a ready population of students (UiTM), UNISEL and established residents. It is now has high visibility, ample customers and success. Amenities - restaurants, saloons, stationery shops, sundry shops etc. Giant, KFC and McD are in walking distance. Easy accessed via Federal Highway, NKVE and KESAS to Klang, Subang Jaya, Petaling Jaya, Kuala Lumpur, KLIA, Cyberjaya amd Putrajaya. It is just beside i-City : the fully integrated intelligent city, comprising corporate, leisure and residential components s...

HAVOC HARTANAH KEMBALI!! BELAJAR SELOK BELOK PELABURAN HARTANAH atau KAEDAH/PROSES BELI RUMAH IDAMAN ANDA! JANGAN BELI MEMBUTA TULI.. KELAK NANTI MENANGGUNG RUGI.. ............................................. YURAN KEBIJAKSANAAN : #HAVOC for FULLY LOADED 2days = RM90 ONLY! Sila bank in ke acc cimb KN RICH GOLD TRADING 8600380239 Penting!! 1. Attach resit di PM & notification transfer to khairulnawawi@gmail.com 2. Berikan butiran : Nama, No Telefon, Email Sila bank in ke acc cimb KN RICH GOLD TRADING 8600-3802-39 Penting!! 1. Attach resit di WHATSAPP 0125414096 OR notification transfer to khairulnawawi@gmail.com 2. Berikan butiran : Nama, No Telefon, Email

Sembang2 santai... Semalam kami luangkan masa bersama.. berbincang beberapa perkara.. Utk ke fast track.. Quadrant E dan dan Quadrant S mestilah digabungkan dengan Quadrant I.. I is for investment.. ada pelbagai instrument pelaburan yg boleh digunakan.. setiap 1 nya ada kelebihan dan kelemahan.. strategi perlu diatur sebaiknya.. Yet we are in same field.. but our mission is different.. our league or bettlefield is different from yours... Kata Prof Hamka... Jangan berkerja sekadar berkerja.. sebab kera dihutan juga kerja.. Jangan hidup sekadar hidup.. sebab babi di hutan juga hidup. Kipidap!

Sekadar berkongsi.. A few thing to take into consideration when buy 1st ppty for investment 1. Study strength n weakness off differ market of ppty ie undercons, subsale, auction 2. Find target area.. Identify strength weakness off location ie student area.. estimeted avg of level income (potential tenant) etc 3. Supply of ppty available within target location 4. Do homework.. viewing of several ppty.. upon viewing.. get as much as u can information about ppty... such as size, rental, layout, market value, bank loan etc 5. Prepare financial doc.. 6. Base on eligibility loan.. find the best property.. maximise loan capability.. bear in mind.. LTV loan  for 1st n 2nd residential is 90%.. for 3rd onwards is 70%..   7. Narrow down the target area.. ie focus on 10km radius from our home.. easy to managed.. but now we have subletter.. so another option for investor.. 8. 9. 10. Nnti tambah kemudian.. mata dah ngantuk..

ASSALAMUA'LAIKUM WBT Hari ni saya kongsi sedikit kisah sepanjang perjalanan hidup saya....  Ini kisah saya... -------------------------------------------------------------------- LIKE FB PAGE : www.facebook.com/mknhomesolution -------------------------------------------------------------------- Sy mula terlibat dengan dunia hartanah kira2 tahun 2007 (8 tahun yg lalu) Sy bermula semasa menyambung pengajian degree Pengurusan Hartanah di UiTM shah alam. Secara tidak sengaja kerana ketika itu keadaan mendesak.. Pada 1 ketika.. Rm50 adalah wang terakhir yg sy ada utk dibelanjakan utk tempoh beberapa waktu hingga tamat semester.. jadi sy perlu buat sesuatu.. . . 1 hari sy ternampak iklan Apartment Baiduri, Seksyen 7 untuk dijual (diiklankan oleh tuan rumah).. saya tahu apartment ini sangat laris.. kerana lokasi nya yg sangat dekat dengan UITM.. lantas sy gunakan rm50 utk beli top up.. Dukacitanya apabila sy telefon no yg diiklankan di balkoni rumah trsebut.. tu...